रोज़मर्रा के खर्चों के लिए बेस्ट क्रेडिट कार्ड्स – खाना, पेट्रोल और लाइफस्टाइल सब कवर!
A credit card isn’t just for big purchases or online shopping—it can help you save money on your daily spends too!
Chahe aap रोज़ बाहर खाना खाते हों, रोज़ पेट्रोल भरवाते हों या weekend पर movies और shopping पसंद हो—right card से आपको cashback, discounts और perks मिल सकते हैं।
So here’s a guide to the Best Credit Cards in India for Dining, Fuel & Lifestyle – specially curated for 2025.
🍽️ Best Credit Cards for Dining
अब हर bite के साथ कुछ कमाओ!
🥇 RBL Bank Zomato Edition Credit Card
- 10% cashback on Zomato orders (Zomato Pro membership free)
- 5% on Swiggy, Blinkit, Ola, Uber
- Fuel surcharge waiver
- Lifetime Free
Hindi Verdict:
Zomato यूज़र के लिए ये card jackpot है – कोई fee नहीं, और cashback सीधा Zomato wallet में!
🥈 HDFC Bank Diners Club Privilege Card
- 2X reward points on dining
- Complimentary Club Marriott membership
- Lounge access + travel benefits
- Annual Fee: ₹2,500
Hindi Tip:
खाना हो या खाना खिलाना – इस कार्ड से रेस्टोरेंट बुकिंग में भी discount मिल सकता है।
⛽ Best Credit Cards for Fuel Spends
अब हर बार पेट्रोल भरवाओ और पैसे वापस पाओ!
🥇 IndianOil Axis Bank Credit Card
- 4% value back as fuel points at IndianOil
- 1% surcharge waiver on all fuel spends
- 0.5% cashback on other spends
- Annual Fee: ₹500
Hindi Verdict:
जो लोग हफ्ते में कई बार बाइक या कार भरवाते हैं – उनके लिए ये सबसे practical option है।
🥈 BPCL SBI Credit Card
- 4.25% value back at Bharat Petroleum fuel stations
- ₹500 worth welcome bonus
- Annual fee ₹499 (waived on ₹50,000 annual spend)
Bonus Tip:
सिर्फ BPCL pump पर use करें – तभी maximum benefit मिलेगा।
🛍️ Best Credit Cards for Lifestyle & Daily Use
Weekend movie, shopping, OTT सब पे फायदा चाहिए? ये कार्ड्स देखो 👇
🥇 Axis Bank Neo Credit Card
- 10% off on Myntra, BookMyShow, Zomato
- 5% cashback on Flipkart
- Welcome vouchers worth ₹500+
- Annual Fee: ₹250 (waived on ₹25,000 spend)
Hindi:
New job join किया? पहला lifestyle card चाहिए? Budget + Benefits = Axis Neo.
🥈 SBI SimplyCLICK Credit Card
- 10X rewards on Amazon, BookMyShow, Cleartrip
- 5X on other online spends
- ₹500 Amazon gift voucher on joining
- Annual Fee: ₹500
Pro Tip:
Amazon और movies दोनों पसंद हैं? तो ये card “simply click” कर लो!
📊 Quick Comparison Table
| Card Name | Best For | Key Benefits | Annual Fee |
|---|---|---|---|
| RBL Zomato Edition | Dining & delivery | 10% Zomato cashback, Swiggy/Blinkit rewards | ₹0 (Lifetime Free) |
| HDFC Diners Privilege | Dining + Travel | Club Marriott, 2X points, Lounge Access | ₹2,500 |
| IndianOil Axis | Fuel | 4% back at IndianOil, surcharge waiver | ₹500 |
| BPCL SBI | Fuel (BPCL only) | 4.25% back, welcome bonus | ₹499 |
| Axis Neo | Budget lifestyle | Myntra, BookMyShow, Zomato offers | ₹250 (waivable) |
| SBI SimplyCLICK | Online lifestyle | 10X on Amazon, 5X others | ₹500 |
🧠 Which Card Should You Pick?
| Spending Pattern | Recommended Card |
|---|---|
| Mostly order food online | ✅ RBL Zomato Edition |
| Drive daily and fill petrol regularly | ✅ IndianOil Axis or BPCL SBI |
| Shop and go out on weekends | ✅ Axis Neo or SimplyClick |
| Mix of dining, shopping & occasional travel | ✅ HDFC Diners Privilege |
🔐 Bonus Tips to Save More
💡 Use CRED or bank apps to track cashback
💡 Don’t use fuel cards at non-partner pumps
💡 Combine with app offers (Swiggy Instamart + credit card = double savings!)
💡 Pay bills in full – interest लगेगा तो cashback का कोई फायदा नहीं होगा
🏁 Final Thoughts
Your daily spending can become daily saving — बस सही card और सही जगह पर swipe करो।
Hindi Wrap-Up:
चाहे आप खाना पसंद करते हो, गाड़ी चलाना, या हर weekend शॉपिंग और movie जाते हो — हर खर्च से cashback या reward points कमाना अब आसान है।
Use your credit card not just to pay — use it to earn.
