2025 के बेस्ट ट्रैवल क्रेडिट कार्ड्स: अब कमाएं माइल्स और पाएं फ्री एयरपोर्ट लॉन्ज एक्सेस
If you’re someone who loves traveling — whether for business or leisure — using the right travel credit card can give you huge benefits: free lounge access, reward miles, discounts on flights, hotel bookings, and more!
Hindi Intro:
क्या आप अक्सर flight से travel करते हैं? या airport पर long layover में इंतज़ार करना पड़ता है? तो एक अच्छा travel credit card आपके लिए game-changer साबित हो सकता है।
चलिए जानते हैं 2025 के top travel credit cards in India, जो देते हैं reward miles और premium travel perks।
🥇 1. Axis Bank Atlas Credit Card
✈️ Best for: Frequent International Travelers
✅ Key Benefits:
- Earn Edge Miles on every spend
- Unlimited domestic & international lounge access
- Up to ₹25,000 welcome benefits
- Convert miles into airline/hotel points
- Annual Fee: ₹5,000
Hindi:
अगर आप साल में कई बार विदेश जाते हैं, तो ये कार्ड best travel rewards के साथ lounge access भी देता है।
🥈 2. HDFC Diners Club Privilege Credit Card
🌍 Best for: Travel, Dining & Lifestyle
✅ Key Benefits:
- 12 complimentary domestic lounge visits/year
- Free Diners Club international lounge access
- Complimentary Taj vouchers, Club Marriott membership
- Milestone rewards & low forex markup
- Annual Fee: ₹2,500
Hindi:
ये कार्ड travel के साथ-साथ dining और staycation benefits भी देता है — एक प्रीमियम lifestyle combo।
🥉 3. SBI Card ELITE
💼 Best for: Balanced lifestyle + travel usage
✅ Key Benefits:
- 8 free domestic & 6 international lounge visits/year
- Complimentary Club Vistara Silver membership
- Trident & Taj stay vouchers
- ₹5,000 welcome e-gift voucher
- Annual Fee: ₹4,999
Hindi:
Travel के साथ-साथ luxury hotels और flights पर भी benefit चाहिए? SBI Elite card एक balanced option है।
🏅 4. American Express Platinum Travel Credit Card
🎁 Best for: Domestic Frequent Flyers (Air Miles)
✅ Key Benefits:
- Earn reward points that convert to IndiGo/MakeMyTrip vouchers
- Free airport lounge access at major Indian airports
- ₹7,700 travel gift vouchers on ₹1.9L yearly spend
- Annual Fee: ₹3,500 (1st year), ₹5,000 onwards
Hindi:
Indigo या domestic flights से frequent travel करते हैं? तो ये card आपको free vouchers और luxury access देता है।
🛫 5. IDFC FIRST Wealth Credit Card
💸 Best for: Zero-fee card with lounge access
✅ Key Benefits:
- Lifetime Free credit card
- 4 domestic and 4 international lounge visits/year
- No forex markup on international transactions
- Low interest rate: 0.75%–3.5% per month
Hindi:
एक ऐसा ट्रैवल कार्ड जो free भी हो और features भी दे? तो IDFC Wealth card बिना सालाना fees के lounge access देता है।
🧳 6. Air India SBI Signature Card
🛬 Best for: Air India Frequent Flyers
✅ Key Benefits:
- 30 reward points for every ₹100 spent on Air India
- Complimentary Air India Frequent Flyer Membership
- Free international lounge access
- Welcome bonus: 20,000 reward points
- Annual Fee: ₹4,999
Hindi:
अगर आप ज्यादातर Air India से सफर करते हैं, तो ये card सबसे ज़्यादा benefit देगा — miles और lounge दोनों में।
🚀 What to Look for in a Travel Credit Card?
| Factor | Why It Matters 🧠 | Hindi Tip 💡 |
|---|---|---|
| ✈️ Lounge Access | For comfort during layovers | यात्रा आरामदायक बनती है |
| 🎁 Reward Miles | Earn while you spend | हर खर्च से माइल्स कमाएं |
| 🌍 Forex Markup Fee | Low fee saves on international trips | विदेश में extra charge से बचे |
| 🏨 Travel Vouchers | Save on flights/hotels | होटल और टिकट पर डिस्काउंट |
| 🧾 Annual Fee vs Benefits | Justify the card cost | फी से ज़्यादा फायदा होना चाहिए |
📊 Quick Comparison Table
| Credit Card | Annual Fee | Lounge Access | Best For |
|---|---|---|---|
| Axis Bank Atlas | ₹5,000 | Unlimited (dom + intl) | International frequent flyers |
| HDFC Diners Privilege | ₹2,500 | Dom + Intl (Diners Club) | Luxury + travel combo |
| SBI Card ELITE | ₹4,999 | 14 visits/year | Balanced travel & lifestyle |
| Amex Platinum Travel | ₹3,500+ | Domestic lounges | Indigo + domestic flyers |
| IDFC FIRST Wealth | ₹0 | 8 visits/year | Zero-fee with travel perks |
| Air India SBI Signature | ₹4,999 | Intl lounges + Air India miles | Dedicated airline flyers |
🔐 Bonus Tips for Travel Card Users
- 📅 Book flights using the same card to earn more miles
- 📉 Use under 30–40% of limit for credit score health
- 💬 Register for airline programs (like Vistara, Air India FF)
- ✈️ Use card concierge for hotel/visa/travel assistance
- 📲 Use travel apps like CRED, LoungeBuddy for access info
🏁 Conclusion: Travel Smart, Earn More
A travel credit card is more than just a payment tool—it’s a passport to luxury & savings if used wisely.
Hindi Summary:
अगर आप travel करना पसंद करते हैं या job/work से frequent travel करते हैं, तो एक अच्छा travel credit card आपको न सिर्फ comfort देगा बल्कि आपकी जेब का भी ख्याल रखेगा।
